FRAUDHow to attack fraud along the full mortgage lifecycle.
The Three-Front Gridiron Attack On Mortgage Fraud
By Ed Gerding
Origination, settlement services and servicing each have a role to play in beating back a crushing defeat in the face of fraud.
Tomorrow’s Plan For Today: Taking Warehouse Lending Paperless
By Ken Marlin
Taking tasks into an electronic environment can help maintain loan processing speeds, accelerate the turnover of a credit line and enable status and notification updates.
Some Observations For Lenders About Early-Stage Servicing
By Greg Harney
Solid early-stage servicing can lower operational costs, reduce operational and compliance risks, and improve a lender’s relationships with borrowers and investors.
The State Of Warehouse Lending: Getting Crowded And More Controlled
By Nora Caley
It was not too long ago when the industry could count the number of warehouse lenders on two hands. That has changed, but some things have not.
Back To The Beginning: Mortgage Fraud Cycle Comes Full Circle
By Ann Fulmer
There may be twists and turns, but the reality is that the schemes going on today are the same basic schemes that underwriters have been seeing for the past 30 years.
The MBA’s Wish List
Loan-Level Data To Investor Partners
BofA Settles Lawsuits
OpenClose Enhances Tech Platform
A New Day For Jumbos
By Joel Veenstra
A combination of market changes has made these XXL-sized loans very attractive again.
Credit Unions Eagerly Expand Their Mortgage Market Presence
By Phil Hall
After a record-setting 2012, credit unions are ready to snag a wider slice of the origination market.
The DL On MSRs
By Tom Farmer
Your company may want to consider retaining its mortgage servicing rights.
Secondary Marketing Trends
Off The Back Burner: GSE Reform Talk Resumes
A quartet of new proposals revives the long-dormant debate on the GSEs’ future.
Managing The Appraisal Process In An Ever-Changing Industry
By Vladimir Bien-Aime
New challenges have emerged to bedevil lenders trying to get a handle on appraisal management.
New Proposals Aimed At Affordable Housing
Database On View; Insurers Charged
Housing Demand Up Among Immigrants
New Approach To Portfolio Management
Insurance Products Served Via Platform
Federal Financial Institutions Examination Council
Getting Comfortable With Social Media
The New Butterfly Effect?
By Phil Hall
Will the CFPB’s QM rules create a chain reaction that severely impacts underwriting?
Exciting Opportunities Emerge In Correspondent Lending
By Andrew Peters
As larger players exit the space, nimble companies seek to gain market share.
Using Business Intelligence To Avoid Speed Bumps
By Tyler Sherman
Leveraging the right technology can help lenders navigate the new regulatory terrain.
Who Should Be Responsible For Installing LOS Technology?
By Linn Cook
Vendors with a “You Configure” approach are not doing any favors for lenders.
Hey, Correspondent Lenders! Can You Answer This?
By Bob Rubin
Correspondent lenders need to ensure they have everything in proper order.
When Silence Isn’t Golden
By Greg Holmes
Lenders need to be aware of problematic borrower behavior during a mortgage’s “quiet period.”
Reinventing Quality Control
By Judy Wheatley
Major regulatory changes require a more holistic approach to the QC process.
Is The FHA Well Or Ready To Fail?
Agency Faulted On ‘Inconsistent’ Work
Easing The Burden On Smaller Banks
New Version Of Analytics Suite
Payments Tied To NASCAR Victories
U.S. Department of the Treasury
This Situation Needs Fixing
April: Aba Real Estate Lending Conference
The New Playing Field
The industry weighs the impacts of the CFPB’s long-awaited QM and Ability-to-Repay rules.
A Legislative Lobbying Primer
Yes, you can make a difference in the political process - if you know how to connect with your representatives.
E-Signatures And The IRS: What You Need To Know
By Curtis Knuth
Electronic income verifications require audits, reviews and more.
Building A Mortgage Business In A Down Economy
By Patrick Stone
Four truths can sustain a start-up business, no matter how bad the market.
Windows 8 Creates Surprise, Concern
New Rules Impact Lenders, Appraisers
Genworth Detaches tInsurance Unit
Housing Data Via Census App
Envoy Expands Into Correspondent Loans
Office of the Comptroller of the Currency
Charting The GSEs’ Future: A Long-Term Strategy
By Edward DeMarco
The FHFA chief offers his view on what will become of Fannie Mae, Freddie Mac and the secondary market.
An Introduction To Best Practices In Model Risk Management
By Michael W. Trickey
The use of complex models is necessary and beneficial, but the modeling process has multiple risks to manage.
The New Reps And Warrants Model And The Repurchase Dilemma
By David Green
What impact will the new FHFA policy have on lenders who face repurchase demands?
Subservicers Work To Remain In Step With Industry Changes
The sector responds to the dramatic evolution that continues to reshape the mortgage banking environment.
Is Your QC In Trouble?
By Becky Walzak
Too often, lenders read quality-control reports and cannot determine if there is a problem that requires attention.
FHFA Proposals Alarm Industry
Bank Of America Deal Approved
Task Force Aims At GSE Reform
Easier Access To Census Data
Conn. City Seeks New Homeowners
Federal Housing Finance Agency
Just Too Risky
February: Southern Secondary Marketing Conference
2013: The Year Of Women In Mortgage Banking?
By Ruth Lee
As the industry evolves, it appears that a new wave of women are attaining leadership roles.
Can Community Banks Prosper As Mortgage Originators?
By Elizabeth A. Duke
The Federal Reserve governor details the challenges that smaller financial institutions face in the new regulatory era.
Looking Beyond The FICO Score
Lenders participating in government-backed loan programs need to reconsider non-A-paper borrowers.
The Challenges Of Hedging Enterprise Interest Rate Risk
By Robert Kessel & Bob Gundel
Different components within lending require different interest rate risk hedging strategies.
Mixed Response To FHA MMIF Deficit
Reinsurance Unit Is Launched
No RMBS Tumult From Hurricane
U.S. Securities and Exchange Commission
The Very Rocky Road Before Us
January: The Hfa Institute
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