Reconnecting The Pieces Of The Secondary MarketIs the secondary market fundamentally broken - or are the parts and players just disconnected?
Putting The Secondary Market Back Together
By Michael Kime
How much longer will private capital remain stranded on the sidelines?
The Vendor Management Challenge
By Patrick Barnard
Two years after the CFPB released guidelines on how lenders should manage their vendor relationships, questions remain.
REO-To-Rental Class Demands Accuracy In Valuations
By Jim Smith
Now that REO properties are dwindling and home prices are stabilizing, investors need current, granular and accurate valuations for these unique assets.
FHA E-Sign, One Year Later: What’s The Holdup?
By Mark Mackey
When asked if they planned to adopt e-sign for FHA documents within the next 12 to 18 months, more than half of lenders (55%) said “no.”
Analyzing Originator Performance And Profitability
By Phil Rasori
The application of various methods can achieve greater profitability through originator production.
2014 Directory Of Industry Service Providers
MBA Forecasts $1.19T In Originations
Regulators Approve Final QRM Rule
DocMagic Acquires eSignSystems
Ellie Mae Releases New Version Of LOS
How To Rebuild The Private-Label Securities Market
By Paul Marchese
In order for the PLS market to grow again, a number of critical areas will need to be addressed.
RESPA-TILA Reform’s Impact On The Secondary Market
By Scott K. Stucky
The new generation of disclosures will not only bring about significant changes for lenders, but for investors as well.
Whole Loans: Opportunities For Profit With Due Diligence Techniques
By Jim Deitch
Whole-loan purchase and sale transactions can significantly boost liquidity, but they require effective loan-level due diligence.
A Lot To Know About ’Know Before You Owe’
Top compliance experts discuss the challenges lenders face in preparing for the CFPB’s new integrated disclosures.
Loan Production Up 50% In Q2
FHFA Seeks Input On Single Security
New Penn Financial Buys Shelter Mortgage
MortgageFlex Forms New Partnership
The Unique Secondary Lifecycle Of The HECM Reverse Mortgage
By Rob Katz & Jeff Birdsell
The securitization challenges for HECMs have been cured, and investor appetite for them is growing.
Rate Protection Plans Versus Renegotiations
By Dean Brown
When executed properly, the costs associated with a rate protection plan should be more than offset by the increased returns.
Home Equity Is The Light At The End Of The Tunnel…
By Jonathan Kunkle
… but today it’s a new and different tunnel.
What’s The Best Valuation Tool For The REO-To-Rental Market?
By Scott Richardson
With traditional appraisals taking too long and costing too much, BPOs have emerged as the valuation tool of choice in the REO-to-rental space.
Industry Welcomes CFPB’s Proposed ‘Cure’ For 3% Points And Fees Rule
But proposed ‘cure’ for 43% DTI overages is much more controversial.
Homeownership Rate Trends Down
New GSE Reform Bill Introduced
Altisource To Buy Mortgage Builder
FormFree Wins Patent
The Foundation And Future Of REO-To-Rental
By Lorenz Schwarz
The emergence and the fortitude of a new asset class.
CFPB Regulation B Compliance And The Role Of Automated Valuations
By David Rasmussen
Like many regulations, the new-look Reg. B comes with a number of unintended consequences - but diminishing the value of AVMs isn’t one of them.
Sorry, We Can’t Close Loans Today
By Jim Deitch & Allen Harper
The importance of securing your loan origination system - and everything integrated with it.
Mortgage Risk After ATR/QM
By Ann Fulmer & Roger Fendelman
The CFPB’s new mortgage rules do not make it harder to commit mortgage fraud.
Top Trends In Warehouse Lending
The warehouse lending space has seen a surge of new entrants in the past few years - what is drawing them in?
Home Prices Up 2.1% In April
FHFA Unveils Strategic Plan
360 Mortgage Signs With Black Knight
MCT Debuts New Trading Platform
The Recipe For Correspondent Lending Channel Success
By Judy Wheatley
The right technology and proper staff training are integral components of a successful correspondent lending program.
Secondary Market Trends
Achieving Stability In Month-Over-Month Pipeline Valuations
During periods of market volatility, a thorough and accurate analysis of causation is paramount to an organization’s secondary marketing strategy.
Playing By The New Rules
By Neil Olson
The impact of the CFPB’s new ATR/QM rules remains to be seen - but there are plenty of indications of where things are headed.
Have Residential Property Values Peaked?
By Alex Villacorta
The 2012-2013 recovery: a correction to the overcorrection.
Credit Unions Getting Creative With Mortgage Offerings
Because they’re not driven by profits, credit unions are able to develop more innovative mortgage products - and take a little more risk - than traditional lenders.
Housing Finance Reform Bills Intro’d
Agencies Unveil New Rule For AMCs
CoreLogic Completes DataQuick Purchase
PrimeSource Chooses Cross Media
How New Regulations Are Reshaping Correspondent Lending
By Andrew Peters
Although the overall impact remains unclear, the CFPB’s new mortgage rules have already changed how correspondent lenders operate.
Independent Lenders Tackle QC In The Era Of New Regulations
By Debora Aydelotte
Quality control reports are now driving the change that will enable lenders to remain profitable.
By Brent Chandler
Mandating paperless, tamper-proof income and asset verifications will protect the secondary market.
The Promise Of The E-Mortgage
The e-mortgage has done much to streamline lenders’ operations, but its potential for consumers is yet to be realized.
The Art Of Underwriting In The QM Age
By Scott McNulla
The new ATR/QM rules provide a framework for underwriting qualified mortgages, but lenders still have opportunities to get creative with non-QM loans.
New Home Sales Jumped 9.6%
CFPB Seeks To Expand HMDA Data
MISMO Releases Version 3.3
SLK Global Launches SmarTrans Model
How Technology Continues To Drive Advances In Title Insurance
By Jim Potter
Title and settlement companies are increasingly embracing technology to be more efficient and transparent with their customers.
Technology In Mortgage Banking
Living With The New Compliance Rules
By Lisa Weaver
Lenders must understand the impact today’s regulatory environment has on their operations.
The Evolution Of Business Continuity And Disaster Recovery
By Walt Thomasson
For lenders, business continuity is no longer just about having a plan; it’s about proving to examiners that your plan will actually work.
The E-Mortgage Is Coming - But Challenges Remain
Some industry experts say there are too many barriers to developing a truly end-to-end e-mortgage process.
MBA Revises Down Origination Forecast
Freddie, EPA Partner On Housing
First American Buys Interthinx
Black Knight Offers Doc Delivery Service
Walter Investment Management
Quality Control And The Bottom Line
By Kaan Etem
The big challenge for lenders today is making quality control programs cost-efficient.
The Challenges Of Quality Control In Today’s Qualified Mortgage World
By Les Parker
The CFPB’s new rules require lenders to improve their QC processes - but it’s to their own benefit.
Mortgage Servicing Rights: Today’s Owner Dilemma
By Dave Vida
Lenders are increasingly bringing their servicing rights back in-house - but what factors predicate the use of a subservicer?
The Shift In Credit Reporting
By Norm Magnuson
Oversight by the CFPB means both credit bureaus and furnishers are under closer scrutiny.
Will New Regulations Finally Make The E-Mortgage A Reality?
Although e-mortgages have been around for years now, new compliance mandates are pushing the industry toward widespread adoption.
Home Prices Up 11.3% In 2013
Watt Sworn In As FHFA Director
FNF Completes LPS Acquisition
Accurate Group Enhances Platform
CFPB Finalizes ‘Know Before You Owe’ Mortgage Disclosures
By Patrick Barnard
But concerns remain regarding the impact the new rules will have on lenders’ operations.
ATR/QM Standards: Foundation For A Sound Housing Market
By Faith A. Schwartz & Margarita S. Brose
Consumers, originators, servicers and investors will all benefit from the certainty and clarity that the CFPB’s new rules will bring to the market.
Five Years Of Conservatorship: No Time To Celebrate
By Edward J. DeMarco
FHFA director acknowledges that “a government-run conservatorship is not a sustainable long-term operating structure.”
Compliance Moves To The Front Seat
By Tom Erickson
As lenders are discovering, the point of sale is the best place to begin compliance efforts.
JPMorgan, DOJ Reach Settlement
CFPB Fines Mortgage Insurer
OCC: Choose Your Appraisers Wisely
LoanLogics Gets $11.2M In Funding
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