Automated Borrower Data Verification
By Joe Dombrowski
Lenders are increasingly automating the verification of basic borrower information during the mortgage application process.
Soul Of The Machine
By Traci Cox
As the mortgage process becomes increasingly automated, are underwriters’ jobs being threatened?
Valuation Standards: Paving A Path For Reconciliation With Private Investors
By Charles Rumfola
With the GSEs and the FHA taking the lead, significant progress has been made in improving the accuracy of today’s valuations.
The Risks And Rewards Of Virtual Underwriting
By David Green
To save on operating costs, lenders and their outsourcing partners are increasingly using home-based underwriters.
Empowering Brokers With Industry-Changing Technology
By Mat Ishbia
In order for mortgage brokers to keep up with big banks and retail lenders, wholesale lenders must provide them with the latest technology.
2015 Directory Of Subservicers
June Existing-Home Sales Highest In Eight Years
TRID Deadline Now Officially Set For Oct. 3
MBA Upwardly Revises Origination Forecast For 2015
GSEs Establish Advisory For New Single Security
Crossing The Finish Line With Confidence: How QC Checkpoints Ensure Loan Quality
By Greg Holmes & Michael Crockett
Just as in professional car racing, using quality control “pit stops” throughout the life of a mortgage can help lenders ensure loan quality.
Adapting Your QC Strategy To Meet TRID, HMDA Challenges
By Phil McCall
Comparing against the HMDA database is one of the best ways for lenders to assess compliance with the new TRID rules after implementation.
10 Things You Need To Consider For TRID
By Melissa Kozicki
What to remember when training employees, customers and partners to adapt to this new set of rules.
The Dreaded TRID Deadline Approaches: Are Your Service Providers Up To The Task?
By Shanon Lake-Catello
The new TRID rules mean lenders need to put an even greater focus on vendor management.
Getting TRID QC Right
By Alice Alvey
To make implementation smoother, quality control teams should be involved in the planning process for TRID.
2015 Directory Of Property Valuation
Existing-Home Sales Fell 3.3% In April
Associated Bank To Pay $200M To Settle Redlining Allegations
RealtyTrac: Origination Volume Dropped 6% In Q1
FHFA Adjusts PMI Eligibility Requirements
Will Millennials Rise In 2015?
By Debbie Hoffman
For years, lenders have been saying that the millennial generation could be the one to bring the housing industry out of its slump - will 2015 be the year?
The Do’s And Don’ts Of Subservicer Oversight
By Scott Brown
If a subservicer isn’t doing its job properly, the lender is ultimately responsible.
Risk Management And The New Focus On Credit Policy
By Becky Walzak
Following the crisis, quality control has been the main way lenders manage risk - but credit risk also continues to be a very real concern.
The Evolution Of ‘Scratch And Dent’
By Ruth Lee
Scratch and dent loans present a new opportunity for lenders and investors, as they are not the same as the defective loans of the past.
The FHFA Continues To Maintain, Reduce And Build
By Mel Watt
Mel Watt, director of the FHFA, updates investors on recent developments at the agency.
Existing-Home Sales Up Slightly In February
CFPB Nabs Another Lender For ‘Deceptive’ Advertising
Applications For New Home Purchases Jumped 17% In March
‘Middle Ground’ Housing Finance Reform Proposal Reintroduced
The Challenges Of Valuing Green Homes
By Brad Froelich
As more homes are retrofitted with green technologies, valuations companies will need to educate their appraisers as to the impact these features have on lending decisions.
Are You Ready To Manage A Subservicer?
For lenders seeking to use a subservicer for the first time, finding the needed experience is a major challenge.
Automation: From Black And White To Full-Spectrum Color
By Jonathan Corr
Automation in loan origination was inflexible in the early 2000s, whereas today, lenders have a wealth of customizable online tools at their disposal.
HELOC Resets: Opening The Door To New Originations
By Felice Kesselring
Lenders can retain their HELOC customers, provided they identify the accounts that are due to reset and implement a proactive sales strategy.
Risk Management In The New Regulatory Environment: Part 2
By Patrick Barnard
Lenders have adopted an assembly line approach that brings greater accuracy, consistency and transparency to the loan manufacturing process.
Existing-Home Sales Off To Slow Start In 2015
CFPB Brings Action Against Three Lenders For Deceptive Advertising
Ellie Mae: Refinances Jumped In January On Lower Rates
FHFA Seriously Considering Principal Write-Downs For Underwater Borrowers
Improving Performance With An Assembly Line Approach
By Don Brown & Ivan Darius
Lenders need to rethink how software is used in the origination process.
Risk Management In The New Regulatory Environment
How software and systems are helping lenders reduce defects and ensure compliance.
Lock Desk: To Serve And Protect
By Matt Kiker
Having this critical department to monitor changes in loan terms, price and rate will do more to curb revenue leakage than any other action a lender can take.
Transforming The Consumer Disclosure Process (And Your Bottom Line) With E-Signatures
By Michael Laurie
How e-sign technology will make implementing the CFPB’s new integrated disclosure rules much smoother for lenders.
2015 Directory Of Technology
Existing-Home Sales Fell 6.1% In November
CFPB Fines Lender For Illegal Bonus Program
Obama Directs FHA To Reduce Mortgage Insurance Premiums
Fannie, Freddie Lower Down Payment Requirements
Copyright © 2000-2015