Secondary Marketing Executive

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2013 2012 2011

June 2013

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The Three-Front Gridiron Attack On Mortgage Fraud

Origination, settlement services and servicing each have a role to play in beating back a crushing defeat in the face of fraud.

Tomorrow’s Plan For Today: Taking Warehouse Lending Paperless

Taking tasks into an electronic environment can help maintain loan processing speeds, accelerate the turnover of a credit line and enable status and notification updates.

Some Observations For Lenders About Early-Stage Servicing

Solid early-stage servicing can lower operational costs, reduce operational and compliance risks, and improve a lender’s relationships with borrowers and investors.

Warehouse Lending

The State Of Warehouse Lending: Getting Crowded And More Controlled

It was not too long ago when the industry could count the number of warehouse lenders on two hands. That has changed, but some things have not.

Back To The Beginning: Mortgage Fraud Cycle Comes Full Circle

There may be twists and turns, but the reality is that the schemes going on today are the same basic schemes that underwriters have been seeing for the past 30 years.

The MBA’s Wish List

Loan-Level Data To Investor Partners

BofA Settles Lawsuits

Tech Marketplace

OpenClose Enhances Tech Platform

May 2013

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Jumbo Mortgages

A New Day For Jumbos

By Joel Veenstra

A combination of market changes has made these XXL-sized loans very attractive again.

Credit Unions Eagerly Expand Their Mortgage Market Presence

After a record-setting 2012, credit unions are ready to snag a wider slice of the origination market.

Business Strategies

Your company may want to consider retaining its mortgage servicing rights.

Secondary Marketing Trends

Off The Back Burner: GSE Reform Talk Resumes

A quartet of new proposals revives the long-dormant debate on the GSEs’ future.

Managing The Appraisal Process In An Ever-Changing Industry

By Vladimir Bien-Aime

New challenges have emerged to bedevil lenders trying to get a handle on appraisal management.

New Proposals Aimed At Affordable Housing

Database On View; Insurers Charged

Housing Demand Up Among Immigrants

Tech Marketplace

New Approach To Portfolio Management

Insurance Products Served Via Platform

Federal Financial Institutions Examination Council

Getting Comfortable With Social Media

April 2013

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The New Butterfly Effect?

Will the CFPB’s QM rules create a chain reaction that severely impacts underwriting?

Correspondent Lending

Exciting Opportunities Emerge In Correspondent Lending

By Andrew Peters

As larger players exit the space, nimble companies seek to gain market share.

Using Business Intelligence To Avoid Speed Bumps

By Tyler Sherman

Leveraging the right technology can help lenders navigate the new regulatory terrain.

Who Should Be Responsible For Installing LOS Technology?

Vendors with a “You Configure” approach are not doing any favors for lenders.

Correspondent Lending

Hey, Correspondent Lenders! Can You Answer This?

Correspondent lenders need to ensure they have everything in proper order.

Quality Control

When Silence Isn’t Golden

Lenders need to be aware of problematic borrower behavior during a mortgage’s “quiet period.”

Quality Control

Reinventing Quality Control

By Judy Wheatley

Major regulatory changes require a more holistic approach to the QC process.

Is The FHA Well Or Ready To Fail?

Agency Faulted On ‘Inconsistent’ Work

Easing The Burden On Smaller Banks

Tech Marketplace

New Version Of Analytics Suite

Payments Tied To NASCAR Victories

U.S. Department of the Treasury

This Situation Needs Fixing

April: Aba Real Estate Lending Conference

March 2013

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Regulatory Oversight

The New Playing Field

The industry weighs the impacts of the CFPB’s long-awaited QM and Ability-to-Repay rules.

Industry Trends

A Legislative Lobbying Primer

Yes, you can make a difference in the political process - if you know how to connect with your representatives.

E-Signatures And The IRS: What You Need To Know

By Curtis Knuth

Electronic income verifications require audits, reviews and more.

Industry Trends

Building A Mortgage Business In A Down Economy

By Patrick Stone

Four truths can sustain a start-up business, no matter how bad the market.

Windows 8 Creates Surprise, Concern

New Rules Impact Lenders, Appraisers

Genworth Detaches tInsurance Unit

Tech Marketplace

Housing Data Via Census App

Envoy Expands Into Correspondent Loans

Office of the Comptroller of the Currency

Barney’s Rubble

February 2013

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Charting The GSEs’ Future: A Long-Term Strategy

By Edward DeMarco

The FHFA chief offers his view on what will become of Fannie Mae, Freddie Mac and the secondary market.

Risk Management

An Introduction To Best Practices In Model Risk Management

By Michael W. Trickey

The use of complex models is necessary and beneficial, but the modeling process has multiple risks to manage.

Industry Trends

The New Reps And Warrants Model And The Repurchase Dilemma

What impact will the new FHFA policy have on lenders who face repurchase demands?

Subservicers Work To Remain In Step With Industry Changes

The sector responds to the dramatic evolution that continues to reshape the mortgage banking environment.

Quality Control

Is Your QC In Trouble?

By Becky Walzak

Too often, lenders read quality-control reports and cannot determine if there is a problem that requires attention.

FHFA Proposals Alarm Industry

Bank Of America Deal Approved

Task Force Aims At GSE Reform

Tech Marketplace

Easier Access To Census Data

Conn. City Seeks New Homeowners

Federal Housing Finance Agency

February: Southern Secondary Marketing Conference

January 2013

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Industry Trends

2013: The Year Of Women In Mortgage Banking?

As the industry evolves, it appears that a new wave of women are attaining leadership roles.

Community Banking

Can Community Banks Prosper As Mortgage Originators?

By Elizabeth A. Duke

The Federal Reserve governor details the challenges that smaller financial institutions face in the new regulatory era.

Government-Backed Lending

Looking Beyond The FICO Score

By Andrew Peters

Lenders participating in government-backed loan programs need to reconsider non-A-paper borrowers.

The Challenges Of Hedging Enterprise Interest Rate Risk

By Robert Kessel & Bob Gundel

Different components within lending require different interest rate risk hedging strategies.

Mixed Response To FHA MMIF Deficit

Reinsurance Unit Is Launched

No RMBS Tumult From Hurricane

U.S. Securities and Exchange Commission

The Very Rocky Road Before Us

January: The Hfa Institute