David Lykken

David Lykken is president and founder of Mortgage Banking Solutions, a management consulting firm focusing on the mortgage and financial industries. His expertise includes enabling mortgage brokers to become mortgage bankers, arranging mortgage state licensing, facilitating warehouse lines of credit, assisting with the investor relations process and helping lenders be more profitable in the secondary market. Previously, he founded two regional mortgage banking companies in San Diego and was a partner and executive vice president of United Lending Group in Irvine, Calif. Other mortgage technology experience includes founding partner and software designer for Interlinq Software Corp. and chief sales officer of FIData Inc., a loan decision software technology company in Austin, Texas. Q&A: 2:15-2:20

Track 2: A Due Diligence Primer 2:20 p.m. - 2:35 p.m.

Sue Allon

Sue Allon is the co-founder and chief executive officer of Allon Hill, a financial services firm providing disclosure-quality mortgage due diligence services and consulting. Before founding Allon Hill, she formed The Murrayhill Company in 1997, focusing on credit risk management for mortgage securities. Allon also served as a vice president at Asset Investors Inc. and as manager at accounting firm Coopers & Lybrand, where she was in charge of business development for the company's Resolution Trust Corporation asset management practice. Her experience also includes serving as a manager at Price Waterhouse in its Strategic Consulting Practice and as a manager in the finance department of HomeAmerican Mortgage Corp. She began her career as an auditor for Arthur Young & Co. Q&A: 2:30-2:35

Track 3: How To Pass Your Fair Lending Exam 2:35 p.m. - 2:50 p.m.

Jeffrey Robb

Jeffrey Robb is senior consultant and vice president of services, CRCM, for Wolters Kluwers Financial Services. He works with financial organizations to improve processes and implement technology solutions related to Community Reinvestment Act (CRA) compliance. Previously, he was senior vice president and compliance officer (e.g., CRA, Home Mortgage Disclosure Act and fair lending requirements) at Provident Bank in Cincinnati. Q&A: 2:45-2:50

Track 4: The New Game Plan For Mortgage Bankers 2:50 p.m. - 3:05 p.m.

Constance Wilson

As executive vice president for Interthinx, Constance Wilson, CMB and CFE, is responsible for the direction of the fraud unit and quality control functions for the company. Her experience includes first and second mortgages and subprime products, as well as underwriting, quality assurance, due diligence, claims and fraud management. Prior to Interthinx, Wilson was executive vice president for AppIntelligence. She designed the company's automated data integrity scoring system, DISSCO, and its automated Desktop Appraisal Review program, FRADAR. She also co-developed AppIntelligence's FRADAR, Valverify (property value verifier) and AVM (automated valuation model). Q&A: 3:00-3:15